New! 3GenFamily.com – Our New Website Is Now Live

By CK Wilde for 3GenFamily Blog

3GenFamily Blog has moved to a new location on the web.

Please come visit us at 3GenFamily.com

Long Distance Caregiving for a Parent While Raising Teens and Balancing Work and Home

The past 16 months has been an amazing and eventful time for me as a long distance caregiver for my 83 year old father, parent of two teen boys, spouse and juggler of work and home life. When I started this blog, I had no idea I would meet so many dedicated and fascinating people also working to get the best information into the hands of readers like you.

Because there is still a huge need for real answers to many of life’s toughest situations, I am expanding this blog to meet those needs. While I am grateful to WordPress.com for having a perfect place to start a blog, it is time to move to our own website.

I’ll be offering you even more honest content and real life ideas that work for caregivers, parents and anyone struggling to balance the conflicting priorities of work and home life.

Please come visit us at 3GenFamily.com

One housekeeping note: If you signed up to receive this blog via email or RSS from Feedburner, you will need to sign up again at 3GenFamily.com. I am sorry for the inconvenience. There isn’t a way for me to just move your settings over to the new website.

Don’t miss a single post. The latest post discusses 110 Tips for Getting Into the College of Your Choice.

Please come visit us at 3GenFamily.com

Articles on Reducing Conflict with Adult Siblings, Getting Into the College Your Child Dreams About, Surviving Long Distance Caregiving

I will be writing more of the types of article you have come to expect from 3GenFamily Blog. And, there will be new features based on requests and comments I have received from our readers. The topics will still relate to being sandwiched in between two generations — our aging parents who increasingly need our help and our children who are not yet ready to fly into the world.

Somewhere in there, each of us also needs to make a space for ourselves for meaningful work and for celebrating life’s small and large personal successes. Buried between the lines is the emotional turmoil of conflict with our adult siblings and the the lack of understanding of bosses and coworkers who haven’t reached these stages of life.

How do you explain an issue to someone who has no frame of reference?

Please come visit us at 3GenFamily.com

Best Regards,

CK Wilde

© 2008 CK Wilde. All Rights Reserved. Please feel free to link to this post but you must have prior written permission to reproduce this post either whole or in part. Please use the comments to request permission.

Advertisements

3 Reasons Why You Must Keep Your Own Health and Medical Records

3GenFamily Blog has moved to a new location on the web.

Please come visit us at 3GenFamily.com

By CK Wilde for 3GenFamily Blog

Over the past 19 years since my first son was born, we have had a number of doctors care for us. Dr. G, our first pediatrician, was reassuring and supportive even when I was 2 hours late for the first baby check up.

When Dr. G accepted a partnership opportunity 80 miles away, we moved to Dr. H who gave my children friendly, practical care until it was our turn to move away.

Dr. H gave us a referral to Dr. B, a distinguished, elderly man trained in Europe. I really appreciated Dr. B’s concern and care when it came to treating my son’s asthma.

Unfortunately, our insurance carrier changed and I was forced to find a different doctor who was accepted by the plan. That’s how Dr. F entered our lives.

Every time we made a change, I dutifully requested that my sons’ medical records be sent to the new doctor. Dr. F inherited two files that were over 2 inches thick. The last time I saw a complete file was during an office visit for my youngest son two years ago.

(Here’s the Health Record organizer I recommend.)

Reason Number 1 – Medical Records Get Lost or Destroyed

Recently, it was time to changed doctors again. I requested copies from Dr. F’s staff and paid $50 for them photocopy the entire files.

What I got was only 10 pages for each son!

The doctors’ staff insists that I got everything they had.

So, what happened to all of those old records?

I can only suppose that someone was cleaning up the doctors files and moved ours to some unlabeled box in a storage facility. Or, perhaps they shredded them (California has enormous penalties for failing to destroy medical records properly).

HIPPA, the Health Insurance Portability and Accountability Act, requires information it defines as “protected health information” to be maintained by the physician for at least 6 years from the date of its creation or the date it was last in effect. The earliest date in the records I received was 1997. So Dr. F’s staff had actually kept records going back more than 10 years.

Isn’t that good enough?

Not always.

Reason Number 2 – Memory Fails & Doctors’ Notes are Impossible to Read

My oldest son recently came down with a sinus infection at college. He needed to tell Health Services if he had any reactions to medication. I recalled he had some issue with one antibiotic a long time ago. But which one was it?

I couldn’t remember the name so I searched the records I received. Dr. F’s scribbles were impossible to read. How I wish I had kept a set of records myself. The benefit claim forms that the insurance company sends don’t have any of these kinds of details.

So my son had to take the medication he was prescribed and hope for the best.

We lucked out. Number one son is recuperating nicely. But, there could have been a problem. All I had to do was make a legible note in a binder and put it in a safe place. But I didn’t because I thought I would remember.

My father tried to capture his key medical issues on pieces of note paper. I found a few of these notes in his tax paperwork for 2005. But, Dad didn’t have these papers with him the times he was hospitalized in the past two years.

My father wasn’t always able to tell the hospital doctors his medical history. It is clear from the records I have that they were in the dark about it. He ended up having multiple tests and x-rays over and over again because of it.

Reason Number 3 – Doctors Don’t Always Communicate With Each Other

In my post, Google Doesn’t Belong in the Health Records Business, I mentioned that my Dad’s family doctor did not always get records after my Dad’s hospitalizations because she was not affiliated with that hospital.

The hospital would assign a doctor to my father. Dad would protest that he had a doctor. They would explain that she couldn’t attend him that their hospital. My father would be angry and frustrated. The hospital staff would just call him difficult.

Eventually, I convinced my father to switch doctors so that he would have a family practitioner close to where he lived. With the help of the nurse at the retirement community, I arranged for my father to consult with two of the doctors who made visits to the community. He wasn’t sure which doctor he wanted as his primary care physician so we arranged for him to meet both doctors and then decide.

I requested my father’s medical records from his original doctor but her staff did not want to release them. The office manager said she would only release his medical records to another doctor. (Note: Each individual has a right to his/her own medical records.) They said they were afraid he would lose them and it would be too much work to copy them again.

Frustrated but unable to do much by long distance, I suggested to my father than I would give his old doctor one of the names of the new doctors, have the file sent, and then he could choose from the two new doctors. The nurse at the retirement community promised to get the file to the right doctor when it arrived.

Dad had a “meet and greet” with one of the doctors. Still no medical record for the new doctor to review. The other doctor had an emergency that day and canceled office visits.

Meanwhile, I continued to badger the office manager to release my father’s records.

Dad’s records eventually arrived, but not before he was hospitalized again. More tests, more x-rays.

You Need to Protect Yourself and Your Family

My family has had its share of doctors’ visits since the time my children were born. Most of those have been routine checkups. Never in all that time has any medical professional ever suggested I keep a binder to keep track of things.

My latest experiences tell me that I really need to get a binder together for my family. After doing some research, I settled on Jakoter Health Organizers.

Jakoter Health Organizer

The Jakoter Health Organizer includes a sturdy binder, 75 separate pages to record important information, pocket pages to hold instructions, notes and charts, even business card holder pages to keep all of your doctors’ business cards handy.

Click this link to see more information about the Jakoter Health Organizer.

Are you carrying around stacks of doctors’ business cards in your purse just in case you will need them? I was. The business card pages in this kit are a way to lighten your load and still be prepared.

This organizer was created by an enterprising mom, Laura Heuer, who needed a way to deal with the overload of details about her son who had severe reactions to antibiotics given for a strep throat. Her son eventually got better. Out of her struggle to stay organized and on top of issues, the Jakoter Health Organizer was born.

Please check it out. Having organized health records will make it easier to communicate with your doctors, prevent unnecessary procedures and help your doctor make better diagnoses.

Today is a great day to get started.

© 2008 CK Wilde. All Rights Reserved. Please feel free to link to this post but you must have prior written permission to reproduce this post either whole or in part. Please use the comments to request permission.

Google Doesn’t Belong In The Health Records Business – Here’s A Better Idea

3GenFamily Blog has moved to a new location on the web.

Please come visit us at 3GenFamily.com

By CK Wilde for 3GenFamily Blog

Sorry, Eric (Schmidt, CEO of Google).
Google doesn’t belong in the health records business.

For those of you who don’t follow Google’s business on a daily basis, here is a brief rundown of what has happened.

Last year, Microsoft announced a new service called Health Vault to help individuals manage health records online. This is not a revolutionary idea. There are already several smaller companies on the Internet offering individuals the convenience of storing health records online so that they are more available when they are needed. Several of the large players in the business of providing technology to doctors offices and medical clinics also have digital records initiatives.

But, no one company has been able to gain serious momentum in digital health records. It is a gargantuan task to coordinate doctors, labs, hospitals, pharmacies, insurance companies and individuals AND meet all of the requirements of HIPAA for privacy. Microsoft has already collected an impressive number of partners to work with Health Vault.

Google Announcement Starts Tsunami

In Orlando, Florida last week, Google announced Google Health, a platform for individuals to manage medical records such as medical test results and prescriptions. The announcement set off a wave of protests from consumer privacy advocates. Eric Schmidt is trying to soothe the uproar by saying that Google won’t sell ads on Google Health.

Oh really?
Here’s how one analyst sees the situation:

“Gene Munster, an analyst at Piper Jaffray, firmly believes ads will happen. ‘Advertisers would pay absurd amounts of money to be seen when someone wants to, say, refill a subscription online,’ he says.’ This is more lucrative than commerce-related search.” For the complete story, click here to see Jefferson Graham’s article in USA Today.

Digital Records Could Save Lives

I’m not a Luddite. I work for a company that develops mobile technology.

And, I have had to fight ferociously with doctor’s office administrators to obtain my Dad’s medical records as well as my own and my children’s records. In one case, I had to pay $100 for a file of poor photocopies that I could barely read. Forget about scanning to digitize them.

My father was caught in the bind between doctor and hospital. His regular family doctor had all of his records but she wasn’t admitted to practice at the hospital closest to my father’s home. The hospital would “assign” him a doctor while he was there. But the records never made it back to the family doctor.

The cardiologist at the hospital might not have put my father on Plavix if the doctor knew my father had a history of gastrointestinal bleeding. At one point, the docs who did not talk to each other had my father on DOUBLE doses of 4 different medications. It only got corrected because he could feel that the medications were not working right. He went to the family doctor who reduced all the doses and got rid of the duplicate medications.

That was a close call! And, it is a safe bet that this happens to thousands of Americans everyday.

If you have experienced anything like this, you may think I am crazy to oppose help from the two tech companies that have the best chance of making digital records happen. Pam Dixon, executive director of the non-profit World Privacy Forum, said it best,”A publicly traded company is supposed to have shareholders (my emphasis) in mind first.” (As quoted in an Associated Press article by Travis Reed.)

The Push for Quarterly Profits

Wall Street, institutional and individual shareholders are illogically relentless in their push for quarterly profits from publicly traded companies. Every employee knows what ROSHE (Return on Shareholder Equity) its company is trying to achieve. The focus may be making customers happy so they buy more product or service but the goal is always ROSHE.

The bulk of Google’s revenue comes from selling ads. Microsoft sells software and services. These companies are locked in a battle to gain your attention for its products and partners’ products. Each is working to dominate the marketplace.

So, it is easy to envision a scenario in which our personal privacy gets compromised.

But, it doesn’t have to be that way.

Microsoft has the platforms to connect little devices like a glucose monitor to your home computer but its web sites infrastructure is not as strong as Google’s. (Full disclosure– my company is a Microsoft Partner. I have many good things to say about Microsoft but not when it comes to its web sites.)

Google has the digital infrastructure to power web-based communications around our planet. If you use Google to search the Internet, you are tapping into an amazing, gigantic, distributed network that gives you search results after it has filtered out over 3 million malicious or problematic web sites in a small fraction of a second. But, even Google admits that its first version of a G-Phone is buggy beyond belief.

I admire both companies for what they have achieved and the vision they espouse. But both companies have the compelling need to make ROSHE. Right now Google has advertisers that are willing to pay $25, $50 or more when a person visits the advertiser’s web site. The possibilities for enormous revenue for delivering pharmaceutical ads, for example, to consumers are easy to imagine. Google has all of the technology from Double Click to track every purchase you make. It’s only a short step to your entire medical file.

Microsoft has slightly different, yet just has huge revenue possibilities. It’s making the Wall Street analysts giddy with thoughts of double digit quarterly profits.

The Third Alternative — A Consortium

It’s hard to get things done by committee. Compromises can result in gazelles that look more like camels. But sometimes a non-profit organization or a governmental entity is the only way to protect citizens from the fallout of the giant corporate gladiators.

From my vantage point, the only way to assure that digital health care information does not become another series of battles like Blu-Ray versus HD-DVD (or Betamax vs. VHS for those who have long memories) is to have a non-profit consortium responsible to citizens to safeguard privacy and set standards for interoperability.

Think of the headaches if you want to change doctors but the new doctor doesn’t use the same medical records system. If you choose to go with the new doctor, you have to figure out a way to get all of the pertinent data into the new system. That’s more time out of your week, more money out of your pocket, and another point where your information could be corrupted or misused.

Now is the time for Microsoft and Google to call a truce and become part of a non-profit consortium for health care records. It won’t be perfect, but when consumers trust that their information is safe, they will sign up to buy in droves. And that would make Wall Street happy, too.

Five Easy Steps to Shrink Your Risk of Age Related Macular Degeneration (AMD)

3GenFamily Blog has moved to a new location on the web.

Please come visit us at 3GenFamily.com

By CK Wilde for 3GenFamily Blog

A Good Friend Remembered

A good friend of ours died the third week of December. We just received a note from his daughter responding to our holiday card. Unfortunately, it never reached him.

We sent cards every year even though we were never quite sure our friend could read the card. AG, now in his 60’s, had worked with my husband some years ago. Macular degeneration wiped out his sight, and his ability to make a living as a computer programmer.

His vision problems were already underway when he attended our wedding 20 years ago. He soldiered on, working from home and adapting his life to his condition.

When his vision decreased to the point that he could not drive, he rode his bicycle for shopping and errands. AG amazed me with insistence on doing things for himself. He was determined to maintain his independence. Eventually, even bicycle riding became impossible.

Women Are More At Risk

While it’s true that women are more at risk of developing macular degeneration than men, AG had two other high risk factors working against him: smoking and high blood pressure. And, based on what we know about his cooking and eating habits, nutritional deficiency was a distinct possibility.

You are also more likely to develop AMD if you are over 60, have a family member who has it, are seriously overweight, have other cardiovasular problems, have light eyes and spend a lot of time in bright sunlight. Whew! We fit in several of those categories. That’s scary.

Five Easy Steps to Healthy Eyes

Fortunately, there are some very easy things you can do right now, no matter what your age is, to prevent Age Related Macular Degeneration from happening to you.

  1. Stop smoking. Not only will you reduce your risk of AMD, you will reduce your risk for a long, long list of health issues. If you still smoke, you know what I am talking about. My annual bout of bronchitis mysteriously disappeared after I quit smoking.
  2. Eat a colorful, balanced diet. Leafy greens, bright colored fruits and vegetables, eggs, lamb, poultry, fish, nuts and seeds and whole grains contain antioxidants, vitamins and minerals that nourish our eyes. The key nutrients are Vitamins A, C, E, Zinc, Selenium, Lycopene, Beta-Carotene, Lutein and its cousin, Zeaxanthin. A recent study found that one egg a day substantially increased the amount of lutein in the bloodstream of post menopausal women in the study with only a very modest increase in cholesterol. Can’t eat that much? Supplements can help, too. Here is a link to the Mayo Clinic’s complete list of supplements for the eyes.
  3. Stop eating processed baked goods. Put down that danish and slowly back away from the table! Ditto for cookies, cakes, crackers and chips. There is evidence that hydrogenated fats double your risk of progressing to advanced stages of AMD. And they are terrible for your cardiovascular system. As an added bonus, you may find that you have an easier time with your weight and more stable blood sugar. My sugar highs and lows are gone. (Yes, I do miss a gooey cinnamon bun every now and then.)
  4. Wear sunglasses that block UVA, UVB and blue light. Do you remember the “BluBlocker” sunglasses ads on TV a few years back? I thought it was just slick marketing. It turns out that yellow or amber tinted glasses block blue light and really do reduce glare so that you see more clearly. Blue light is believed to react with the pigments in the retina to produce free radicals causing waste products to build up in the retina if not cleared out by antioxidants. The studies are mixed on whether blue light causes macular degeneration. It may be that people with light eyes have less protection because there is less pigment in their eyes to block those wavelengths. It makes sense to me to wear UV/Blue blocking sunglasses while out in bright sunlight since UV has been associated with the development of cataracts. Not long ago I bought a pair of sunglasses that were gray instead of amber. I really notice the increased glare compared to my old pair of amber sunglasses. I’m switching back to amber.
  5. Get regular eye exams. If you are over the age of 40, seeing your eye doctor every two to four years is recommended. Over 60 years old, the recommendation for eye doctor visits is every one or two years. (More if you have problems.) There are several tests that the doctor can use to check the health of your retina and the macula (the small part of the retina responsible for clear vision.) If your doctor offers Optomap, make sure to get it. The Optomap is a computerized camera that takes a wide angle picture of the retina. It allows your doctor to get a really good view. It doesn’t require dilating your eyes with drops so that you have trouble seeing for several hours. Because the digital image of your retina is stored in the eye doctor’s computer, he can compare older images with the newest ones to look for changes – much better than working from notes in your chart. With early detection, you can take steps to stop the progression of AMD . . . and keep your sight.

Medicare Part D – Open Enrollment Ends Dec. 31- Don’t Miss It!

What’s all the fuss about the Medicare Prescription Drug Program?

Open enrollment started on November 15th and runs to December 31st. This is the time when anyone can change from one plan to another without paying a premium penalty. If your parent is already enrolled in a program, you may be wondering why you need to worry about this.

Medicare and health care advocates in every state are trying to get the word out that the rates are changing. There are major rate increases coming to the most subscribed plans, while some of the smaller plans are decreasing rates. Here in California rates in some plans are increasing by 31%.

All seniors should reevaluate their Medicare Drug plans to see if it still makes sense to stay where they are.  They can check Medicare’s website for help with choosing a plan that covers the specific prescriptions that they need at a cost they can afford. It is important to do it now before the enrollment period ends.

Can there really be that much of a difference?

Yes.

This year doing nothing could be very expensive for your parent. Monthly premiums could increase substantially. Or, you may discover that required medications are not covered by your plan. 

And, of course, there is the highly confusing problem of the “donut hole.” I don’t know who invented this “cute” name but it is a gap in coverage that can take a lot out of your pocketbook.  Here’s how it works:

You enroll in a plan and pay a monthly premium. You pay for your prescriptions until the deductible is reached. Once you have met the deductible of $265, the basic prescription drug plan will pay 75% of your drug costs and you will pay the remaining 25% until your total drug costs reach $2,400.

Then, you are responsible for 100% of your drug costs between $2,401 and $5,451.25. This gap in coverage, the “donut hole”, requires that you pay $3050.25 out of your own pocket before Medicare pays any more for you.

While this is happening, you are still paying your monthly premium. If you get to December 31st without going past $5451.25 prescription costs, there is no additional help. You start the new year meeting the deductible again.

Once your total drug costs reach $5,451.25, the basic prescription drug plan will pay 95% of your additional prescription costs and you will pay up to 5% (or a small co-payment) of your remaining drug costs for the rest of the calendar year.

Each insurance company that offers Medicare Drug coverage has the option to add benefits. Each company can also determine which drug they will or won’t cover. Some companies will pay for certain generic drugs during the coverage gap while others pay nothing.

There are so many plans, with different options,  that vary from state to state, that you need to evaluate before you sign up.  It’s just plain confusing!

Fortunately, every state has Health Insurance Counseling and Assistance Programs. You can find someone in your area to provide free counseling about the plans that would be right for you. You can attend workshops on choosing the best plan.

Before you contact the Health Insurance Counseling and Assistance Program in your area, it’s a good idea to figure out your total drug costs for the past year and make a list of your regular prescriptions so you can compare it with the list of approved drugs for each plan.

It’s work to do this, I know. It is so tempting to just stay with the plan your parent already has.

Don’t do it! Make time now for your parent (or yourself) to find the best plan that is available. You’ll be glad you did.

How To Help Your Aging Parents – Medical Billing

3GenFamily Blog has moved to a new location on the web.

Please come visit us at 3GenFamily.com

By CK Wilde for 3GenFamily Blog

It wasn’t until Dad mailed me the collection notice that I realized he was losing his ability to track and pay his medical bills. He had complained during our phone chats on several occasions that the hospital had messed up his billing. They kept phoning him to get him to pay his bill.

He insisted that he had paid the bill– $124.34. The hospital billing staff asked him to send a copy of the cancelled check. But, Dad adamantly refused to go through the work of getting the cancelled check. It was the hospital’s mistake for losing the payment.

I was dumbfounded by his vehement refusal to deal with a straightforward problem. Ironically, in his younger days, my father had been a stickler for financial details. As a young adult, I would have gotten a scalding rebuke for failing to take action on something like this.

His unusual behavior was a warning that his dementia was beginning to impair his judgement, while his anemia left him so fatigued that even a trip to the bank seemed like an overwhelming task. I didn’t recognize it for what it was. I thought he was just being obstinate.

Being 3000 miles away, I tried to get my father to read his checkbook to tell me the check number for that hospital bill. Then, I went online to see if that check had cleared. The check number he gave me had been cashed but it wasn’t anywhere near the correct amount for the bill. I looked for another check with the amount $124.34. I didn’t see any in that month that matched.

I told my father that the only thing to do was pay the bill. He refused. No amount of reasoning worked. So I made a deal with him — I would pay the bill and he would reimburse me.

Grudgingly, he agreed.

My father had already signed a power of attorney giving me the authority to handle his finances and one for health care, too. So, I began learning first hand about Medicare, supplemental heath coverage and prescription drug benefits.

Dad had to sign a form to allow me to access his online medical insurance claims and to speak for him to the insurance representatives. I left instructions for them to phone me first since Dad’s hearing was poor.

I paid the bill. Dad eventually reimbursed me. The collection notices and phone calls stopped.

It wasn’t until a couple of months after my father’s death that I found the entry in his checkbook. Dad was right all along. He had paid the hospital within days of receiving the bill. But, he was so certain he remembered the correct check number that he never looked it up. I was too far away at that time to double check it myself.

The story doesn’t end there.

Another billing mistake almost happened today. I started to pay a doctor’s bill for my father’s estate and discovered that it was more than it should have been.

The doctor is supposed to bill Medicare first. After Medicare determines what it will pay, the doctor sends the bill to the supplemental insurance.

Only after the supplemental insuror has completed the claim, should the doctor bill the patient for any balance due. But this latest bill didn’t show any payment from the supplemental insurance, so I checked the online claims information.

The supplemental insuror had rejected the claim because documentation was missing. Well, sometimes paperwork does get lost. You need to follow up to get another copy sent.

I called and spoke to the medical billing person in the doctor’s office. She pulled up the records on her computer. She stated that my father owed this amount of money. I asked if she sent it to the supplemental carrier.

She said, “Yes.” And promptly read my father’s account number for the insurance.

I asked her, “Why do the online records say your claim was rejected for lack of documentation? The amount you are billing doesn’t appear to include any payment from the supplemental insurance.”

People do make mistakes (including me). Where there is an honest mistake, you can hear the surprise in the person’s voice. “How did that happen?” Sometimes, they laugh self consciously.

There was no surprise in this woman’s voice. There was no admission of a mistake. “We understand your concern . . . we will make sure it gets handled.” She was billing my Dad for the entire amount rather than resubmit the bill to the insuror with the information that was needed. Efficient but totally lacking in ethics.

I wish I could say this was the only mistake I have found. Unfortunately, billing mistakes have happened so many times in the past 9 months of settling my father’s estate.

How many elderly patients pay too much because they don’t have the patience or focus to follow up?

If you have been wondering how you can help your aging parents, discuss helping them with tracking medical bills. Have your parents collect everything (bills, medicare statements, supplemental insurance statements) in a folder. Set up online access to insurance if its available. Make a regular date to go over the bills each month before anyone writes checks.

You may need to make phone calls for your parents. Be aware that privacy rules prevent the insurors from talking with you about your parents’ account unless your parents have given permission in writing.

You’ll be providing peace of mind and possibly saving money for your parents, too.

When Should You Get a Living Will for Your Parent?

One of the Yahoo Groups I regularly read has had an ongoing discussion about health care in the USA. One of the posts talked about the need for a medical power of attorney or Living Will as it’s sometimes called.

K lives in New England. She told us what happened when her mother, who did not have a medical power of attorney, had a stroke and required hospitalization and then rehabilitation.  The hospital was willing to allow K to make the important medical decisions without any legal documents. But, when it came time to release K’s mother to the rehab facility, there was only one that would accept her. And, K was required to go to court to become her mother’s legal guardian for that one to accept her mom!

In my Dad’s case, each time he was sent to the hospital, the hospital would not share details of my father’s condition until I faxed them copies of his medical power of attorney. Then, I was issued a confidentiality code which the nurses would ask me for before telling about his current status.

Both rehab facilities my father stayed at, also required that I fax copies of all of these forms.  The nurses at these skilled nursing facilities didn’t require a secret code, but  my Dad’s chart had information on it about his medical power of attorney and who they were allowed to share information with about his condition.

The medical community takes these documents very seriously.

So, when should you get a Living Will or medical power of attorney drawn up for your parent? TODAY!

And, get one for yourself and spouse while you are at it. We can’t predict when a medical crisis will occur for any particular person.  Being prepared will make all the difference.

Here is a more complete explanation of medical powers of attorney

If your family has an attorney, s/he is the best resource for getting these documents drawn up. Some hospitals and senior centers also provide help in making a Living Will.  You can also purchase forms or software to help in getting one completed. The laws vary from state to state about the requirements for signatures and witnesses so it is a very good idea to work with someone knowledgeable of your state’s laws.

Start today.

I am so grateful that my father had one in place when he was sent to the hospital. It made all the difference.

Here’s additional information that can help:

Wills and Estate Planning Information at NOLO.com